There are nearly 4 million families who cannot afford to own a home in the UK that are forced to rent privately. Private rents are more than double the cost of social renting. This means that each family who cannot afford to buy a home faces a £4,000 a year de facto fine from the state as they are forced to pay £8,100 private rental costs. There is a moral duty upon the state to provide more social housing for these people to halt their economic exploitation.
Absence of a subsidy is a fine?