The couple first bought their £160,000 one-bedroom flat in 2007, with a deposit of £15,000.
Together they earned £70,000 a year and managed to wipe their 35-year mortgage by 2011 – 31 years ahead of schedule.
Well, yes, being tight on £70 k a year should indeed pay off £145 k in 4 years. ignoring trivialities like taxes etc, that’s 50% of income on housing.
What they’ve left as disposable income is an exercise left to the reader but it’s not starvation rations, is it? (Note, no children).