Now the Environment Secretary, Caroline Spelman, has disclosed she is in talks with the insurance industry about a scheme which could add 10 per cent to an average family’s bill.
She is proposing a levy, which could be in place within months, that would apply to all home insurance policies in an attempt to raise enough money to cover damage in the aftermath of severe flooding, which can reach billions of pounds in insurance claims.
Why do we have to have cretins running the country?
Ministers are concerned that some insurance firms are able to “cherry pick” customers in low-risk areas and refuse to offer cover to home owners in flood-prone neighbourhoods.
Yes, that\’s the fucking point.
We\’d rather like people not to live on flood plains. Because, you know, their existence is evidence that that\’s where it floods sometimes. Not being able to insure your house against floods if you live on a flood plain is what is known, in technical language, as a \”fucking clue\” that perhaps you shouldn\’t be living there.
Surely to God at least one person in government knows someone at Lloyds of London?