Michigan drivers pay 136% above, or more than double, the national average of $815 a year, according to a report by insuranceQuotes.com.
And Wayne County is the most expensive county within the most expensive state. Car insurance costs $2,789, or 45% more in Wayne County than the statewide average of $1,923, according to a report by insuranceQuotes.com.
The legislation would create a new version of the Michigan Catastrophic Claims Association but keep Michigan’s unique system of unlimited benefits for those who suffer serious crash injuries costing more than $545,000.
Well, if that’s the system they want then why not?
Another source of high premiums: Michigan has an unusually high number of uninsured drivers, which drives up rates for people who do have car insurance, she said.
Sure I’ve heard of something called demand curves or summat that might explain that.