Having premature twins in Manhattan can cost in the hundreds of thousands – and in my case did – and my UK insurer never passed on a bill.
The only mystifying thing was how it made any money. Well. A few days ago a nervous-sounding agent rang me from Britain and, in what sounded like a script dictated by lawyers, said that he regretted to tell me the company, a huge European conglomerate, was getting out of the US market and my policy would not be renewed in January.
Things which are not profitable to supply stop being supplied. Shocker, eh?
or apply yourself to the free market and buy insurance from, for example, a provider part-owned by Jared Kushner’s brother that dwindling numbers of New York doctors accept and has a $14,000 (£10,000) excess on a family policy that costs more than $800 a month. (This isn’t an anomaly, it’s the industry standard.)
Things cost to supply what they cost to supply. NHS costs £2,000 per capita per annum. £8,000 for a family of four (I assume there’s a Mr. Viner around somewhere). That NY policy doesn’t look out of the correct price range, does it?