The industry’s defence will always be that their prices are based purely on the data. While it may be true that customers who describe themselves as unemployed have more car accidents than people who describe themselves as homemakers, is it really fair to differentiate between those groups?

From our new series, Questions in The Times We Can Answer.

9 thoughts on “Yes”

  1. So Much For Subtlety

    There seems to be a significant Muslim community engaged in insurance fraud in the UK.

    Would it be alright to charge them more?

  2. No because religion is one of the things you cannot discriminate on.

    Like sex. Don’t remember the “it’s not fair” when some politician or court decided women and men had to be in the same risk category?

  3. SMFS

    I would at least hope that premiums in say Bradford are through the fvckin roof based on such a – let’s call it “geographical” – risk so that the honest members of that special community get stung, not us.

  4. @ Andrew M
    I think the Grauniad assumes that their husbands can afford to run two cars, one for each of them – this is the Grauniad, after all.

  5. @BiG

    That was ‘gender day’. I was working in Life Insurance at the time (and a number of our LI customers also sold car insurance). We all knew what would happen, and sure enough on the day in question, policies sold to women went up in price by a large %age. The screams of rage were a joy.

  6. Allegedly the muslim insurance fraud vs premiums problem has been solved by better analysis of personal information provided to insurers when quotes requested.

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