It’s amazing the claims people will make

I’m still trying to figure out how someone who just lost their job manages to scrape together $800 or a $1,000 a month to maintain those Cobra benefits,” he said. There is no way I have found for a person who is unemployed on their own to try to get healthcare in America. It just doesn’t exist. And so the only way is through employment.”

This simply is not true.

When you fill out a Marketplace application, you’ll find out if you qualify for any of these types of coverage:

A Marketplace insurance plan. You may qualify for premium tax credits and savings on deductibles, copayments, and other out-of-pocket costs based on your household size and income. Some people with low incomes may wind up paying very small premiums. Learn about getting lower costs on a Marketplace insurance plan.
Medicaid. Medicaid provides coverage to millions of Americans with limited incomes or disabilities. Many states have expanded Medicaid to cover all people below certain income levels. Learn more about Medicaid and how to apply.
Children’s Health Insurance Program (CHIP). CHIP provides coverage for children, and in some states pregnant women, in families with incomes too high for Medicaid but too low to afford private insurance. Learn more about CHIP.

Agreed, a marketplace plan might not be much use for someone without an income, or with unemployment insurance only. But the other two are based upon household – or family – income, not work status. And the US does spend some $600 billion a year on Medicaid. It is actually a real thing.

Sure, it might not be all that great a health care system – there’s a reason why people call for Medicare for all, not Medicaid for all – given that it is government doing it but it does indeed exist and it does provide medical care.

The statement that you can’t get health care in the US without employment is simply wrong, gargantually, horribly, wrong.

10 thoughts on “It’s amazing the claims people will make”

  1. It’s also not necessarily true that someone who just lost their job can’t afford $800-$1,000 per month. That’s true for many people, but a Hell of a lot of people have significant savings by the time they’re 30. Step 1 in financial planning is building up an emergency fund.

    It’s also not necessarily true that health insurance costs $800-$1,00 per month. A young healthy person can get a high deductible plan for $100-$200 per month.

    Finally, they conflate healthcare and health insurance, they are not the same thing and you can get healthcare without health insurance.

  2. That conflation has been going on for over a decade, Esteban. The American Left has succeeded in equating insurance with healthcare.

    However, it’s not completely a conflation. Obamacare required insurance; my son was refused service more than once because he didn’t have insurance. That he could pay was irrelevant. I was never able to rationalize “Healthcare is a right” and “You must have insurance.” Presumably, if he had a serious condition they would have taken care of him.

    He signed up for Obamacare, and was on it for about a year. It was insurance in name only.

  3. “I’m still trying to figure out how someone who just lost their job manages to scrape together $800 or a $1,000 a month to maintain those Cobra benefits,”

    Well, to start with, they would have put aside money in savings specifically so they aren’t utterly reliant on current income to support them. Ie, they would spend less than they take in so they create and enlarge a surplus so there’s money in the bank to cover essential expenses in an emergency – if not outright allow them to continue living at the same standards for a while.

    Nobody expects to lose their job – only idiots plan on never doing so.

  4. my son was refused service more than once because he didn’t have insurance.

    That’s because people who pay cash tend to pay attention to the bill itemization. That’s all pre-agreed upon with the insurer. You can get away with charging Medicare $100 for a box of kleenex, someone paying cash is going to balk at that.

  5. Several others have noted that the left, with connivance of the media, has managed to conflate insurance with care in the US. It upsets any attempt to rationally discuss the issue.

  6. Given your chance of seeing a dentist or a doctor right now is restricted to emergencies only what’s the concern? Physio and all the extended benefits stuff is shut down, right low the only thing benefits is doing is providing repeat prescriptions.
    The best you can hope for is your optician is taking messages and will ship you replacement glasses as per your last prescription.
    Benefits now aren’t of much use, certainly not $100’s of dollars worth
    The medical system is shut down unless it’s covid or an emergency, casual nurses can’t get work and some places are laying off nurses

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