“I’m still trying to figure out how someone who just lost their job manages to scrape together $800 or a $1,000 a month to maintain those Cobra benefits,” he said. There is no way I have found for a person who is unemployed on their own to try to get healthcare in America. It just doesn’t exist. And so the only way is through employment.”
This simply is not true.
When you fill out a Marketplace application, you’ll find out if you qualify for any of these types of coverage:
A Marketplace insurance plan. You may qualify for premium tax credits and savings on deductibles, copayments, and other out-of-pocket costs based on your household size and income. Some people with low incomes may wind up paying very small premiums. Learn about getting lower costs on a Marketplace insurance plan.
Medicaid. Medicaid provides coverage to millions of Americans with limited incomes or disabilities. Many states have expanded Medicaid to cover all people below certain income levels. Learn more about Medicaid and how to apply.
Children’s Health Insurance Program (CHIP). CHIP provides coverage for children, and in some states pregnant women, in families with incomes too high for Medicaid but too low to afford private insurance. Learn more about CHIP.
Agreed, a marketplace plan might not be much use for someone without an income, or with unemployment insurance only. But the other two are based upon household – or family – income, not work status. And the US does spend some $600 billion a year on Medicaid. It is actually a real thing.
Sure, it might not be all that great a health care system – there’s a reason why people call for Medicare for all, not Medicaid for all – given that it is government doing it but it does indeed exist and it does provide medical care.
The statement that you can’t get health care in the US without employment is simply wrong, gargantually, horribly, wrong.