But the point is that all over the world, more and more properties are becoming uninsurable. We’ve seen this because of flood. Because of fire. Because of earthquake. Because of excessive heating, and because of drought. All of those are creating massive risks for the insurability of properties. And without insurance property is worthless for banking purposes.
And it’s climate change that is in every one of those cases, making insurance impossible in areas where it used to be easy to obtain.
Just think about it. Fire in Los Angeles has made buying new homes in that city with a mortgage virtually impossible.
In August 2025, Los Angeles home prices were up 2.2% compared to last year, selling for a median price of $1.0M. On average, homes in Los Angeles sell after 62 days on the market compared to 47 days last year. There were 1,574 homes sold in August this year, down from 1,700 last year.
Excellent, the market is embedding the costs of climate change are being incorporated in to every day life so there’s no need for government, water melons or anyone else to get involved.
Or it could be that he’s spouting bollocks again.
Either way we just ignore them all and carry on living our best life.
My big thing with climate change is: show me the real effects. And not where government is putting a thumb on it. Like, why is no-one producing wine north of Koblenz or Tours? The earth has warmed up, right? So the warmth that grapes need to mature should make that area viable for it? Why is Vosne-Romanee in Burgundy or Pauillac in the Medoc still considered as optimum growing locations? Shouldn’t that have moved north a little? Should it be becoming marginal to produce wine in Sicily?
Every time someone comes up with a “because of climate change” it isn’t. Like cocoa, as our host has pointed out. I’ve heard it said about English wine, but in truth, English wine is a mix of rich man’s hobby and tourism. It works in good years (although yields are still quite a lot lower than France) but in bad years, it’s a disaster. We can just get too much rain, or not enough sun and it isn’t a small hit, but a huge one, like 2024 was about 50% of the previous year. None of it’s making much profit. One guy estimates that the losses of many large producers like Nyetimber, Rathfinny and Gusborne is like them paying you £10 a bottle to drink it.
The vinyard comparison, besides the Snobbism, doesn’t work with grapes v/s Climate.
Because…..Grapes don’t work like that… And are *far* more dependent on the “right soil” than the actual Climate…
Keep to Grumbling about how Trains “should” work… But stay away from Grapes+ Climate. Or rather don’t..
Because when it comes to “where can it grow/run” both Grapes and Trains do pretty well.
In some ways your ..Opinions…on both matters are Solanaïc in their fallacies.
Incidentally… when it comes to “Most Northern” and grapes the current upper limit is hilly bits in Northern Germany, bordering Denmark.
Using revitalised varieties the Romans also used, on the slops of the Alps….
More “industrial” than actual “good” drinking wine, but it’s *finally* growing again where it used to be at the end of the Roman Warm, which would be “Early High Medieval” to most peeps reading this.
Climate and French Grape Varieties is a useless comparator for Climate Shenaginans, because historically they were cultivated anywhere they’d had a chance to grow, and yielded the *yeast* for….further processing…
also incidentally…
The other fruit crops that give “stable” wild yeast “For The Making of Bread and Drinks” are…
Cherries ( inported by the mongols from Asia..) , Apples ( local) , Blackberries (slightly tricky) , Cranberries ( european variety, not the modern imported american stuff. Yes , the actual “wild” variety is European..) , Blueberries ( slightly more agressive, then again, it grows well on the old dunny…..)
There’s more dodgy stuff like pears and elderberries, but there’s a solid reason they aren’t considered Good Prospects…
Maybe our Ancestors figured out it was a bit of a toss-up….
“Incidentally… when it comes to “Most Northern” and grapes the current upper limit is hilly bits in Northern Germany, bordering Denmark.
Using revitalised varieties the Romans also used, on the slops of the Alps….
More “industrial” than actual “good” drinking wine, but it’s *finally* growing again where it used to be at the end of the Roman Warm, which would be “Early High Medieval” to most peeps reading this.”
I’m not referring to the possibility of growing a few bunches of grapes for barely drinkable piss but that we can observe a profitable wine industry because of climate change.
“Climate and French Grape Varieties is a useless comparator for Climate Shenaginans, because historically they were cultivated anywhere they’d had a chance to grow, and yielded the *yeast* for….further processing…”
But when people say “English wine=climate change” they are referring to growing things like Pinot Noir and Chardonnay not German varieties like Huxelrebe that we were growing a bit of in the 1990s.
1) what snobbism are you referring to?
2) what have I said wrong about trains?
3) why does Champagne have around 30% better yields than Sussex if not because of climate?
1) When you are talking wine, it’s French Vintage or bust.
I’d swear you’d be toting a baguette under the arm going “Hon hon hon, mon dieu!!” in daily life with how you project that particular bit of…. Snobbery…
2)You mean other than projecting the state of Brit public transport on the rest of the world, and advocating RianAir style pricing on *public* transport? And…
Nothing really… Just another variety of Solanacea… [/sarc]
3) try : Soil….
And you can make perfectly good champagne outside of the region, with different varieties of grape. Sugar syrup isn’t that hard to get hold of, y’know…
Of course, you can’t *call* it Champagne, because of Frenchie Frustration.
Then again… If it tastes just as good, launches corks just as well, gets you just as drunk as fast, and costs just a quarter of what the Frenchies charge…
Who cares?
1) I hardly buy any French wine. Aldi’s Cremants for cheap fizz. A bit of Beaujolais because no-one else seems to do Gamay. The rest of it is Italy, Spain and New World. My money goes much further in Chile and South Africa than it does in Burgundy.
2) Yes, because pricing to demand is so stupid, which is why airlines, hotels and coaches do it. The only people NOT pricing to demand are rail, which is why so many evening trains are £50 a ticket, but nearly empty.
3) It’s called the Traditional Method. Cava, Cremants, the new world. You can do double fermentation of grapes anywhere. The problem with England is growing the grapes. The yields are considerably lower, so for all the work you put in, you get less out. It’s why none of them are making much profit, even at £35+ a bottle.
Driving south down the A10, one notices that the vineyards start just where the Departément sign on the side of the autoroute announces they’ll get a decent label on the bottle for the AC
Earthquakes? Is he now opining on divine intervention?
He’s probably got some high-falutin’ notion that climate change increases earthquake risk. There could be some 5th or 6th order effect but that will be deep in the noise.
Alternatively he’s spouting bollocks as usual.
Increases solar flares, too.
LA fires were climate change?
First rule of lying: don’t say shit that is easily checked. He’s not even a competent liar.
So it looks like there’s a bit of a slowdown in house sales there. Some people are probably looking at the problems people are having with getting permits to rebuild and thinking twice.
The rise in price is explainable because there’s somewhat fewer houses now because some of them burned down and haven’t been rebuilt.
Unfortunately many of the places that people want to live e.g. close to water become expensive because the places to build are inherently limited. There’s only so many square feet of land close enough to a river or the ocean to be pleasant while also far enough away not to flood out regularly.
Insurance is just one more expense. Particularly if the city has imposed some sort of “climate change” surtax on it, which I have no doubt LA has.
Or price controls on premiums in the name of “fairness”, which LA certainly has. Result: uninsurable, therefore unmortgageable, houses.
‘Facts? We ain’t got no facts! We don’t need no facts! I don’t have to show you any stinking facts!!!’
Strange thing but when I talk about climate change to the donkey’s owner, he just says that he hasn’t noticed any changes in the carrots or the strength of his donkey’s erection. When Ritchie showed him a temperature plot6, he ate it
I should also point out that Ritchie is the only stud who is willing to be fellated by a donkey! I believe this equates to an economic rent
He is a complete idiot.
Nothing is uninsurable.
But in each USA state, the state insurance commission must approve the premiums an insurer charges to insure property.
Because it helps their side get votes, many of them in expensive states will not allow an insurer to charge enough to make it worthwhile to insure properties.
“We’re keeping your costs low!”, they yell in campaign ads to their voters. But in reality, they’re simply driving away insurers.